Nevada Insurance
Sec. § 684A.020
“Adjuster” defined.


1.

Except as otherwise provided in subsection 2, adjuster means any person who, for compensation as an independent contractor or for a fee or commission, investigates and settles, and reports to his or her principal relative to, claims:

(a)

Arising under insurance contracts for property, casualty or surety coverage, on behalf solely of the insurer or the insured; or

(b)

Against a self-insurer who is providing similar coverage, unless the coverage provided relates to a claim for industrial insurance.

2.

For the purposes of this chapter:

(a)

An associate adjuster, as defined in NRS 684A.030;

(b)

An attorney at law who adjusts insurance losses from time to time incidental to the practice of his or her profession;

(c)

An adjuster of ocean marine losses;

(d)

A salaried employee of an insurer;

(e)

A salaried employee of a managing general agent maintaining an underwriting office in this state;

(f)

An employee of an independent adjuster or an employee of an affiliate of an independent adjuster who is one of not more than 25 such employees under the supervision of an independent adjuster or licensed agent and who:

(1)

Collects information relating to a claim for coverage arising under an insurance contract from or furnishes such information to an insured or a claimant; and

(2)

Conducts data entry, including, without limitation, entering data into an automated claims adjudication system;

(g)

A licensed agent who supervises not more than 25 employees described in paragraph (f);

(h)

A person who is employed only to collect factual information concerning a claim for coverage arising under an insurance contract;

(i)

A person who is employed only to provide technical assistance to an independent adjuster;

(j)

A person who is employed to investigate suspected fraudulent claims for coverage arising under an insurance contract but who does not adjust losses or determine the payment of claims;

(k)

A person who performs only executive, administrative, managerial or clerical duties, or any combination thereof, but does not investigate or settle claims for coverage arising under an insurance contract;

(l)

A licensed health care provider or any employee thereof who provides managed care services if those services do not include the determination of compensability;

(m)

A managed care organization or any employee thereof or an organization that provides managed care services or any employee thereof if the services provided do not include the determination of compensability;

(n)

A person who settles only reinsurance or subrogation claims;

(o)

A broker, agent or representative of a risk retention group;

(p)

An attorney-in-fact of a reciprocal insurer; or

(q)

A manager of a branch office of an alien insurer that is located in the United States,
is not considered an adjuster.
Source
Last accessed
Jul. 19, 2019