NRS 687B.450
Required medical examination
- potentially serious medical condition
- notification.
1.
Except as otherwise provided in this subsection, if an insurer requires a medical examination of an applicant or an insured before the issuance, renewal, reinstatement or reevaluation of the terms of any policy or certificate of insurance or annuity contract, the insurer shall:(a)
If the applicant or insured has a primary care physician, notify:(1)
The physician of any potentially serious medical condition that is detected as a result of that medical examination; and(2)
The applicant or insured:(b)
If the applicant or insured does not have a primary care physician, notify the applicant or insured of any potentially serious medical condition that is detected as a result of that medical examination.2.
The Commissioner may adopt regulations to carry out the provisions of this section.3.
The provisions of this section do not apply to a policy of workers’ compensation insurance or industrial insurance.4.
As used in this section, “potentially serious medical condition” includes, without limitation, any medical condition that:(a)
Is life-threatening or potentially life-threatening if it is not treated immediately or is not closely monitored; or(b)
Causes the insurer to refuse to issue, renew, reinstate or reevaluate the terms of a policy or certificate of insurance or annuity contract.
Source:
Section 687B.450 — Required medical examination; potentially serious medical condition; notification., https://www.leg.state.nv.us/NRS/NRS-687B.html#NRS687BSec450 (accessed May 26, 2025).