NRS 687B.100
Application as evidence.


1.

No application for the issuance of any life or health insurance policy or annuity contract shall be admissible in evidence in any action relative to such policy or contract, unless a true copy of the application was attached to or otherwise made a part of the policy or contract when issued. This subsection does not apply to industrial life insurance policies.

2.

If any policy of life or health insurance delivered in this state is reinstated or renewed, and the insured or the beneficiary or assignee of the policy makes written request to the insurer for a copy of the application, if any, for such reinstatement or renewal, the insurer shall, within 30 days after receipt of such request at its home office, deliver or mail to the person making such request a copy of such application reproduced by any legible means. If such copy is not so delivered or mailed after having been so requested, the insurer shall be precluded from introducing the application in evidence in any action or proceeding based upon or involving the policy or its reinstatement or renewal. In the case of such a request from a beneficiary or assignee, the time within which the insurer is required to furnish a copy of such application shall not begin to run until after receipt of evidence satisfactory to the insurer of the beneficiary’s or assignee’s vested interest in the policy or contract.

3.

As to kinds of insurance other than life or health insurance, no application for insurance signed by or on behalf of the insured shall be admissible in evidence in any action between the insured and the insurer arising out of the policy so applied for, if the insurer has failed, at the expiration of 30 days after receipt by the insurer of written demand therefor by or on behalf of the insured, to furnish to the insured a copy of such application reproduced by any legible means.

Source: Section 687B.100 — Application as evidence., https://www.­leg.­state.­nv.­us/NRS/NRS-687B.­html#NRS687BSec100.

687B.010
Scope.
687B.015
“Binder” defined.
687B.021
Signatures.
687B.030
Waiver of payment of premium.
687B.040
Insurable interest: Personal insurance.
687B.050
Insurable interest: Exception when certain institutions designated beneficiary.
687B.060
Insurable interest: Property.
687B.070
Power to contract: Purchase of insurance and annuities by minors.
687B.080
Consent of insured to life or health insurance required
687B.090
Alteration of application: Life and health insurance.
687B.100
Application as evidence.
687B.110
Representations in applications.
687B.113
Control of cost of health care: Provisions encouraging use of certain services and facilities.
687B.117
Control of cost of health care: Insurer required to use three or more practices that control cost in administering benefits.
687B.120
Filing and approval of forms
687B.122
Readability of policies: Applicability of requirements.
687B.124
Readability of policies: Flesch test
687B.126
Readability of policies: Filing policy for Commissioner’s approval
687B.128
Readability of policies: Approval by Commissioner.
687B.130
Grounds for disapproval.
687B.140
Standard provisions.
687B.145
Provisions in policies of casualty insurance: Proration of recovery or benefits
687B.147
Exclusion, reduction or limitation of certain coverage in motor vehicle insurance policies allowed
687B.150
Inclusion of portion of charter or bylaws.
687B.160
Execution of policies.
687B.170
Underwriters’ and combination policies.
687B.180
Validity and construction of noncomplying forms.
687B.182
Binders: Issuance
687B.183
Binders: Forms
687B.184
Binders: Form and premium for policy issued as replacement.
687B.185
Binders: Prohibition of use to lower premiums.
687B.186
Binders: Proof of insurance coverage.
687B.187
Binders: Disapproval of insurer.
687B.190
Delivery of policy.
687B.200
Assignability.
687B.210
Payment discharges insurer.
687B.220
Forms for proof of loss to be furnished.
687B.225
Requirements for contracts for payment of cost of medical or dental care which require prior authorization of care.
687B.240
Administration of claims not waiver.
687B.250
Payment not to constitute admission of liability or waiver of defenses.
687B.255
Insurer to pay claim with negotiable instrument.
687B.260
Exemption of proceeds of certain policies.
687B.270
Exemption of proceeds: Health insurance.
687B.280
Exemption of proceeds: Group insurance.
687B.290
Exemption of proceeds: Annuities
687B.300
Retention of proceeds of policy by insurer.
687B.310
Cancellations and nonrenewals
687B.320
Midterm cancellation
687B.325
Industrial insurance policies: Midterm cancellation
687B.330
Anniversary cancellation.
687B.340
Nonrenewals.
687B.345
Annual review of coverage and benefits provided in policy.
687B.350
Renewal with altered terms.
687B.355
Information about claims paid on behalf of policyholder
687B.360
Information about grounds.
687B.370
Information about applying for insurance through certain plans
687B.380
Immunity.
687B.385
Refusal to issue, cancellation, nonrenewal or increase in premium due to claims for which insured was not at fault, claims for which insurer made no payment or recovered entirety of payment or inquiries relating to a claim prohibited.
687B.390
Cancellation or nonrenewal on sole basis of age, residence, race, color, creed, national origin, ancestry, sexual orientation, gender identity or expression or occupation prohibited.
687B.400
Discrimination on sole basis of age prohibited
687B.402
Compliance with certain federal laws regarding genetic information.
687B.404
Compliance with certain federal laws regarding mental health and addiction.
687B.406
Compliance with certain federal laws regarding dependent students.
687B.407
Authority of nonprofit health benefit plan regarding prescription drugs.
687B.408
Notifications required concerning changes related to prescription drugs used for transplanted organs.
687B.409
Payments to out-of-network providers for treatment of mental health or alcohol or substance use disorder.
687B.410
Withdrawal of insurance for particular class of insureds: Notice
687B.420
Notice of proposed cancellation, nonrenewal or alteration of terms of certain policies, contracts or plans of insurance.
687B.430
Regulations: Policies which provide for payment of expenses not covered by Medicare
687B.440
Umbrella policies: Disclosure statement indicating whether policy includes uninsured or underinsured motorist coverage
687B.450
Required medical examination
687B.460
Certificates of insurance for property or casualty insurance.
687B.4095
Policies of health insurance including prescription drug coverage: Restrictions on moving prescription drug from lower-cost tier to higher-cost tier.
Last Updated

Jun. 24, 2021

§ 687B.100’s source at nv​.us