NRS 97.185
Contents of contract.


1.

A retail installment contract must contain the names of the seller and the buyer, the place of business of the seller, the residence or other address of the buyer as specified by the buyer and a description or identification of the goods sold or to be sold, or services furnished or rendered or to be furnished or rendered. The contract also must contain the following items, which must be set forth substantially in the sequence appearing below:

(a)

The cash sale price of each item of goods or services.

(b)

The amount of the buyer’s down payment, identifying the amounts paid in money and allowed for goods traded in.

(c)

The difference between paragraphs (a) and (b).

(d)

The aggregate amount, if any, included for insurance, specifying the type or types of insurance and the terms of coverage.

(e)

The aggregate amount of official fees.

(f)

The amount financed, which is the sum of paragraphs (c), (d) and (e).

(g)

The amount of the finance charge.

(h)

The amount of the total of payments owed by the buyer to the seller, which is the sum of paragraphs (f) and (g).

(i)

The number of installments required to pay the total of payments, the amount of each installment, and the date for payment of the installments. If the final payment substantially exceeds the other scheduled installments, it must be set forth separately.

2.

Additional items may be included in the contract to explain the calculations involved in determining the amount to be paid by the buyer.

Source: Section 97.185 — Contents of contract., https://www.­leg.­state.­nv.­us/NRS/NRS-097.­html#NRS097Sec185.

97.015
Definitions.
97.017
“Amount financed” defined.
97.025
“Cash sale price” defined.
97.026
“Credit” defined.
97.031
“Finance charge” defined.
97.035
“Goods” defined.
97.055
“Official fees” defined.
97.075
“Rate” defined.
97.085
“Retail buyer” and “buyer” defined.
97.095
“Retail charge agreement” defined.
97.105
“Retail installment contract” and “contract” defined.
97.115
“Retail installment transaction” defined.
97.125
“Retail seller” and “seller” defined.
97.135
“Services” defined.
97.145
“Total of payments” defined.
97.165
Contract contained in single document
97.175
Seller to provide certain creditor disclosures to buyer.
97.185
Contents of contract.
97.195
Amount of finance charge and any other fee, expense or charge.
97.205
Contracts negotiated and entered into by mail or telephone based on seller’s catalog or printed solicitation
97.215
Blank spaces in contracts.
97.225
Prepayment of unpaid total of payments
97.235
Consolidated contracts
97.245
Retail charge agreements: Finance charge
97.253
Rights of retail seller
97.265
Insurance.
97.275
Invalidity of provisions of contract or agreement
97.285
Provisions of chapter governing retail installment transactions exclusive.
97.297
“Vehicle” defined.
97.299
Forms for contracts and applications for credit: Adoption of regulations prescribing forms
97.301
Forms for contracts and application for credit: When use is mandatory.
97.304
Enforceability of default on part of buyer.
97.305
Violation bar to recovery.
97.315
Injunction to prevent violation.
97.325
Assurance of discontinuance.
97.335
Civil penalties.
Last Updated

Jun. 24, 2021

§ 97.185’s source at nv​.us