NRS 695B.3165
Corporation prohibited from denying coverage solely because insured was intoxicated or under the influence of controlled substance

  • exceptions.

1.

Except as otherwise provided in subsection 2, a medical services corporation that issues contracts for hospital, medical or dental services shall not:

(a)

Deny a claim under such a contract solely because the claim involves an injury sustained by an insured as a consequence of being intoxicated or under the influence of a controlled substance.

(b)

Cancel such a contract solely because an insured has made a claim involving an injury sustained by the insured as a consequence of being intoxicated or under the influence of a controlled substance.

(c)

Refuse to issue such a contract to an eligible applicant solely because the applicant has made a claim involving an injury sustained by the applicant as a consequence of being intoxicated or under the influence of a controlled substance.

2.

The provisions of subsection 1 do not prohibit a medical services corporation from enforcing a provision included in a contract for hospital, medical or dental services to:

(a)

Deny a claim which involves an injury to which a contributing cause was the insured’s commission of or attempt to commit a felony;

(b)

Cancel such a contract solely because of such a claim; or

(c)

Refuse to issue such a contract to an eligible applicant solely because of such a claim.

3.

The provisions of this section do not apply to a medical services corporation under a contract for hospital, medical or dental services that provides coverage for long-term care or disability income.

Source: Section 695B.3165 — Corporation prohibited from denying coverage solely because insured was intoxicated or under the influence of controlled substance; exceptions., https://www.­leg.­state.­nv.­us/NRS/NRS-695B.­html#NRS695BSec3165.

Last Updated

Jun. 24, 2021

§ 695B.3165’s source at nv​.us