NRS 598B.110
Considerations in determining creditworthiness.

1.

A creditor shall consider the combined income of both spouses for the purpose of extending credit to a married couple and shall not exclude the income of either without just cause. The creditor shall determine the creditworthiness of the married couple upon a reasonable evaluation of the past, present and foreseeable economic circumstances of both spouses.

2.

A request for the signatures of both parties to a marriage for the purpose of creating a valid lien or passing clear title, waiving inchoate rights to property or assigning earnings, does not constitute credit discrimination.

3.

An inquiry of marital status does not constitute discrimination for the purposes of this chapter if such inquiry is for the purpose of ascertaining the creditor’s rights and remedies applicable to the particular extension of credit, and not to discriminate in a determination of creditworthiness.

4.

Consideration or application of state property laws directly or indirectly affecting creditworthiness does not constitute discrimination for the purposes of this chapter.

Source: Section 598B.110 — Considerations in determining creditworthiness., https://www.leg.state.nv.us/NRS/NRS-598B.html#NRS598BSec110 (accessed May 26, 2025).

598B.010
Short title. 598B.020
Declaration of public policy. 598B.030
Definitions. 598B.040
“Applicant” defined. 598B.050
“Credit” defined. 598B.060
“Creditor” defined. 598B.070
“Division” defined. 598B.075
“Marital status” defined. 598B.080
“Person” defined. 598B.090
Administration of chapter 598B.100
Unlawful to discriminate on basis of race, color, creed, religion, disability, national origin or ancestry, sex, sexual orientation, gender identity or expression, or marital status. 598B.110
Considerations in determining creditworthiness. 598B.115
Extension of credit to be mailed to same address as solicitation 598B.120
Separate credit accounts of married persons not to be aggregated for certain purposes. 598B.130
Separate reporting of credit histories required. 598B.135
Credit history of spouse deemed identical to applicant under certain circumstances 598B.140
Administrative remedies: Complaint to Division. 598B.150
Administrative remedies: Investigation and hearing by Division 598B.160
Administrative remedies: Injunctive relief. 598B.170
Civil remedies: Injunctive relief 598B.180
Limitation of actions.

May 26, 2025

§ 598B.110. Considerations in determining creditworthiness.'s source at nv.us

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Location: https://nevada.public.law/statutes/nrs_598b.110

Original Source: Section 598B.110 — Considerations in determining creditworthiness., https://www.leg.state.nv.us/NRS/NRS-598B.html#NRS598BSec110 (last accessed May 10, 2025).