NRS 689A.060
Time limit on certain defenses.

There shall be a provision as follows:
[Text not available]
Time Limit on Certain Defenses:

1.

After 3 years from the date of issue of this policy no misstatements, except fraudulent misstatements, made by the applicant in the application for such policy shall be used to void the policy or to deny a claim for loss incurred or disability (as defined in the policy) commencing after the expiration of such 3-year period.
[Text not available]
The foregoing policy provision shall not be so construed as to affect any legal requirement for avoidance of a policy or denial of a claim during such initial 3-year period, nor to limit the application of NRS 689A.200 to 689A.230, inclusive, in the event of misstatement with respect to age or occupation or other insurance. A policy which the insured has the right to continue in force subject to its terms by the timely payment of the premium until at least age 50 or, in the case of a policy issued after age 44, for at least 5 years from its date of issue, may contain in lieu of the foregoing the following provision (from which the clause in parentheses may be omitted at the insurer’s option): “Incontestable: After this policy has been in force for a period of three years during the lifetime of the insured (excluding any period during which the insured is disabled), it shall become incontestable as to the statements contained in the application.”
[Text not available]

2.

No claim for loss incurred or disability (as defined in the policy) commencing after 3 years from the date of issue of this policy shall be reduced or denied on the ground that a disease or physical condition not excluded from coverage by name or specific description effective on the date of loss had existed prior to the effective date of coverage of this policy.
[Text not available]

Source: Section 689A.060 — Time limit on certain defenses., https://www.­leg.­state.­nv.­us/NRS/NRS-689A.­html#NRS689ASec060.

689A.050
Entire contract 689A.060
Time limit on certain defenses. 689A.070
Grace period. 689A.075
Cancellation and rescission of short-term limited duration medical plan. 689A.080
Reinstatement. 689A.090
Notice of claim. 689A.100
Claim forms: Required provision. 689A.105
Claim forms: Uniform billing, claims forms. 689A.110
Claim forms: Acceptance of uniform forms. 689A.120
Time of payment of claims. 689A.130
Payment of claims. 689A.135
Assignment of benefits to provider of health care. 689A.140
Physical examination and autopsy. 689A.150
Legal actions. 689A.160
Change of beneficiary. 689A.170
Right to examine and return policy. 689A.180
Optional provisions. 689A.190
Extended disability benefit. 689A.200
Change of occupation. 689A.210
Misstatement of age. 689A.220
Coordination of benefits: Same insurer. 689A.230
Coordination of benefits: All coverages. 689A.240
Relation of earnings to insurance. 689A.250
Unpaid premiums. 689A.260
Conformity with state statutes. 689A.270
Illegal occupation. 689A.290
Renewability. 689A.300
Order of certain provisions. 689A.310
Ownership of policy by person other than insured. 689A.320
Requirements of other jurisdictions. 689A.330
Policies issued for delivery in another state. 689A.340
Limitation on provisions not subject to chapter 689A.350
Age limit. 689A.380
Definitions of terms used in policies. 689A.390
Summary of coverage: Contents of disclosure 689A.400
Summary of coverage: Copy to be provided before policy issued 689A.405
Coverage for prescription drugs: Provision of notice and information regarding use of formulary. 689A.410
Approval or denial of claims 689A.413
Insurer prohibited from denying coverage solely because person was victim of domestic violence. 689A.415
Insurer prohibited from denying coverage solely because insured was intoxicated or under influence of controlled substance 689A.417
Insurer prohibited from requiring or using information concerning genetic testing 689A.419
Offering policy of health insurance for purposes of establishing health savings account.
Last Updated

Jun. 24, 2021

§ 689A.060’s source at nv​.us