NRS 689A.0405
Coverage for mammograms for certain women
- prohibited acts.
1.
A policy of health insurance must provide coverage for benefits payable for expenses incurred for a mammogram every 2 years, or annually if ordered by a provider of health care, for women 40 years of age or older.2.
An insurer must ensure that the benefits required by subsection 1 are made available to an insured through a provider of health care who participates in the network plan of the insurer.3.
Except as otherwise provided in subsection 5, an insurer that offers or issues a policy of health insurance shall not:(a)
Require an insured to pay a higher deductible, any copayment or coinsurance or require a longer waiting period or other condition to obtain any benefit provided in the policy of health insurance pursuant to subsection 1;(b)
Refuse to issue a policy of health insurance or cancel a policy of health insurance solely because the person applying for or covered by the policy uses or may use any such benefit;(c)
Offer or pay any type of material inducement or financial incentive to an insured to discourage the insured from obtaining any such benefit;(d)
Penalize a provider of health care who provides any such benefit to an insured, including, without limitation, reducing the reimbursement of the provider of health care;(e)
Offer or pay any type of material inducement, bonus or other financial incentive to a provider of health care to deny, reduce, withhold, limit or delay access to any such benefit to an insured; or(f)
Impose any other restrictions or delays on the access of an insured to any such benefit.4.
A policy subject to the provisions of this chapter which is delivered, issued for delivery or renewed on or after January 1, 2018, has the legal effect of including the coverage required by subsection 1, and any provision of the policy or the renewal which is in conflict with this section is void.5.
Except as otherwise provided in this section and federal law, an insurer may use medical management techniques, including, without limitation, any available clinical evidence, to determine the frequency of or treatment relating to any benefit required by this section or the type of provider of health care to use for such treatment.6.
As used in this section:(a)
“Medical management technique” means a practice which is used to control the cost or utilization of health care services or prescription drug use. The term includes, without limitation, the use of step therapy, prior authorization or categorizing drugs and devices based on cost, type or method of administration.(b)
“Network plan” means a policy of health insurance offered by an insurer under which the financing and delivery of medical care, including items and services paid for as medical care, are provided, in whole or in part, through a defined set of providers under contract with the insurer. The term does not include an arrangement for the financing of premiums.(c)
“Provider of health care” has the meaning ascribed to it in NRS 629.031.
Source:
Section 689A.0405 — Coverage for mammograms for certain women; prohibited acts., https://www.leg.state.nv.us/NRS/NRS-689A.html#NRS689ASec0405.